Maine s Suicide Prevention Program - 1267 Words

CM220: Unit 8: Assignment Letitia Merrill Kaplan University 9/4/15 Maine needs a better proactive prevention program for suicide. Maine’s suicide rate among all ages is unreasonably high. It is especially disconcerting to have a high rate among young adults. According to the Maine Suicide Prevention Program, one suicide happens every two days or 180 suicides year in Maine. It is the tenth leading cause of death among all age bracket in Maine. It is the second leading cause of death for ages 15 to 24; and the fourth leading cause in ages 10 to 14. (â€Å"Maine Suicide Prevention Program†) There are programs in place to help. They do not seem to be enough. Maine has many programs in place to help. There is a specific hotline to call for each county in Maine. If the general 1-800 number is called, it will be rerouted to the local center for the client. They are opened 24/7 with trained staff standing by. In Franklin County, Evergreen Behavioral Services, a part of the Franklin Community Health Network, is the center. Each one of these ce nters offer a phone intervention, support, face to face with professionals, and treatment recommendations in the most comfortable and safe environment possible to be given to the client. (â€Å"Maine Suicide Prevention Program†) All of these services are helpful, but reactive. Maine needs more proactive programs. Reactive prevention such as Evergreen Behavioral Services is a start. It is not enough. The first step to preventing suicide is,Show MoreRelatedThe Effect Of Suicide At Maine West On Maine East1963 Words   |  8 PagesBUILDS The Effect of Suicide at Maine West on Maine East The girl that is walking down the hall past you, the one you said â€Å"reeked†? She has been going to school with you since the first grade, and she’s someone who has never done anything but be nice to you, while all you do is degrade her. What you don’t know, is that her mind is eating away at itself because she is suffering from depression and anxiety. She does not need your words to make her feel any worse; she is already at her breaking pointRead MoreMaking Schools Safer From Bullying1510 Words   |  7 Pagesall forms of harassment not limited to: race, gender, disability, or sexual orientation (â€Å"nsw.gov.au†). All forms of bullying have been proven to leave long-term effects on the victims. Bully victims are between 2 to 9 times more likely to consider suicide than non-victims, according to studies by Yale University (â€Å"Bullying Statistics†). It is not just students that encourage the bully who victimized, but the students who watch in silence hurt the victim as well. Bullying leads back to the beginningRead MoreHistory and Moral Development of Mental Health Treatment and Involuntary Commitment10378 Words   |  42 Pagescommitment has become increasingly more difficult, due to many various legal reforms, such as the increased number of professions with the ability to assist with the process, the least restrictive mandate, and the right to refuse treatment mandate. Maine has created amendments to laws that have changed the dynamics of involuntary commitment, including giving persons the ability to refuse treatment, restricting involuntary commitment to persons that are at high risk to themselves or others, and placingRead MoreSuicide Among College Students2688 Words   |  11 PagesSUICIDE AMONG COLLEGE STUDENTS Suicide has become a critical, national problem and the extent of this is mind-boggling. Suicides have been proven to be one of the leading causes of death among college students. According to Webters dictionary suicide is the act killing oneself on purpose. It derived from the Latin sui, meaning self, and caedere, which means to kill. But this is just a definition, because an actual suicide holds different meanings to people such as tragic, shocking, a reliefRead More Suicide among college students Essay example2677 Words   |  11 Pagesnbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp;nbsp; SUICIDE AMONG COLLEGE STUDENTS Suicide has become a critical, national problem and the extent of this is mind-boggling. Suicides have been proven to be one of the leading causes of death among college students. According to Webters dictionary â€Å"suicide is the act killing oneself on purpose†. It derived from the Latin sui, meaning â€Å"self†, and caedere, which means â€Å"to kill†. But this is just a definition, because an actual suicide holds different meanings to peopleRead MoreEssay about Bullying and Harassment Among the Lgbtq Youth3521 Words   |  15 PagesStates and have proved to have serious implications, such as problems in academics for those who are victimized by bullies. Victimization from bullying and harassment can be linked to lowered self-esteem, anxiety, depression, avoidance of school, and suicide (Hawker amp; Boulton, 2000). Unfortunately, one of the most victimized groups of students subjected to bullying and harassment is the lesbian, gay, bisexual, tran sgendered and queer youth. According to the National Youth Association,Read MoreShould Alcohol Advertising Be Banned in Australia?2435 Words   |  10 Pagesalcoholics are emotional stressors. About 25% of the patients with alcohol dependence have co existing anxiety disorders and 20%-40% of them exhibit stress and occasional hallucinations. Alcohol dependent patients are prone to commit suicide and about one quarter of all suicides is generally males over 35 years of age. Alcohol consumption can start as early as elementary school (Anderson et al., 2005; Windle et al., 2008), with 9.8% of 4th graders, 16.1% of 5th graders, and 29.4% of 6th graders supportingRead MoreBarbie s Role Models Represent The Unobtainable Physique1811 Words   |  8 Pagesreal life measurements. However, these measurements are based upon a woman with a height of 6’1†. When I was a child, some 40 years ago, the average height of a woman was approximately 5’3.5†, as determined by the Centers for Disease Control and Prevention (CDC). That average height has not changed much through the decades. Today, it is approximately 5’4† (Ogden, 10). It should be noted, the average weight for a woman with a height of 5’4† ranges from 115 to 140 pounds, well above Barbie’s weightRead MoreEssay about Sex Education in School4599 Words   |  19 Pagesadolescents and their budding sexuality. By perpetuating an archetype of sexua l innocence they only accomplish a spreading of sexual ignorance. Comprehensive sexuality education in every school would end the inefficacy of abstinence until marriage programs and resolve the many sexual problems facing the youth of today. The state of teenage sexuality in America right now is a dismal thought. Young people lack the most basic information, like how to prevent pregnancy and sexually transmitted diseasesRead MoreAmerican Holidays11778 Words   |  48 Pages|Louisville | | |LA |La. |Louisiana |Baton Rouge |New Orleans * | | |ME |Maine |Maine |Augusta |Portland | | |MD |Md. |Maryland |Annapolis |Baltimore

Personal Finance - 3482 Words

Foundations for Financial Success Volume 1, Issue 1, March 3, 2011 TABLE CONTENTS OF What is financial literacy and why is it important? Financial literacy is the ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being. More specifically, it refers to the set of skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances. Financial literacy involves a number of different areas of understanding. Learning about money and how it works is an important aspect, as well as understanding products like credit, loans, and investments. Competency in managing money appears to be a skill that doesn’t come naturally to†¦show more content†¦This is why money alone does not make you rich. - Robert Kiyosaki Newsletter Determining Where Your Money Goes Title To determine where your money goes, you must be able to understand the importance of a personal cash flow statement, and the components needed to develop this tool. The cash flow statement outlines your total income and total expenses to demonstrate where your money is going and how much of it. This can help you control expenses. The potential benefits of examining your cash flow may lead to moderate spending, increased savings and investments, and peace of mind knowing that you are now in control. The merits of examining a cash flow statement will be illustrated in the following example. Once you have gone through Stephanie Spratt’s cash flow statement, you Example will realize how important it is to make sure your expenses are not exceeding your income. The best way to do this is by budgeting. In Stephanie Spratt’s case you will see how much her morning coffee can add up over the course of a month. You will also realize that making small, manageable changes in your ev eryday expenses can have just as big of an impact on your financial situation as getting a raise. Opportunity cost is a financial term which represents what you give up as a result of that decision. By spending money for a specificShow MoreRelatedpersonal finance 51057 Words   |  5 Pagescredit card offer and the one from question 10 above. Which offer would you be more likely to choose? Why? (3-6 sentences. 2.0 points) A Regions Personal Credit Card is a revolving line of credit that allows you to borrow funds to pay for goods and services you purchase, to get a cash advance, or to pay balances you owe to other creditors. You may use your Personal Credit Card for: †¢ Purchases †¢ Balance transfers †¢ Cash advances †¢ Overdraft protection, up to the amount available for cash advances underRead MorePersonal Finance And Social Finance1268 Words   |  6 PagesPersonal Finance has always been an emotional topic in the United States. Today, many Americans are generating unlimited wealth and living exceptional lives, while others are struggling to make ends meet. Evidently, people’s actions and beliefs are the deciding factors in their achievement of wealth. Thus, this huge gap in wealth between rich and poor people has a special connection with the philosophy and attitude of each individual toward personal finance. Merriam-Webster Dictionary definedRead MorePersonal Finance3728 Words   |  15 PagesPersonal Finance Chris Cannard, Van Trinh, Jommel Esteybar, Edward Sy, Cricket Williams, Trey Vogel San Jose State University Abstract Many people assume that handling personal finances is straightforward and can be done with little to no preparation. This paper delves into the many different aspects of personal finance. It discusses the tools that we are learning in class and explains how these tools that can be used to save for retirement. It offers tips to improve your financial standingRead MorePersonal Finance And Social Finance1196 Words   |  5 PagesPersonal Finance has always been an emotional topic in the United States. Today, many Americans are generating unlimited wealth and living exceptional lives, while others are struggling to make ends meet. Evidently, people’s actions and beliefs are the deciding factors in their achievement of wealth. So, this huge gap in wealth between rich and poor people has a special connection with the philosophy and attitude of each individual toward personal finance. Merriam-Webster Dictionary definedRead MoreCommerce Assignment : Personal Finance852 Words   |  4 PagesCommerce Assignment: Personal Finance By Edmund Tan Contents Executive summary Page 3 Product 1 Page 4 Product 2 Page 5 Product 3 Page 6 Bibliography Page 7 Executive summary Nature of the organisation: Kadi Bank is an organisation that provides financial services to the public. The financial services that Kadi Bank currently provides are savings accounts, home loans and superannuation. It was founded in 2014 by Edmund Tan.Read MorePersonal Statement On Personal Finance1724 Words   |  7 Pages Knowledge about personal finance is not always common knowledge and although money touches most modern homes, most parents don’t teach their kids about money either. It can be hard to find time in a busy schedule to figure out when and how to adjust your time to set up a proper budget so instead you just decide to live pay check to paycheck because it got your parents by and now it gets you by and that has just always worked. One day you have to grow up and realize that those consequences ofRead MorePersonal Statement : Personal Finance1607 Words   |  7 PagesPersonal Finance Personal finance decision is a very important decision as it involves management of day-to-day finances of an individual or his family. Personal finance includes not only obtaining, budgeting, saving, and spending monetary resources over time but also taking into account various financial risks and future life events. It includes all activities which an individual is concerned about like investment, insurance, tax, debt servicing, mortgages etc. Financial planning involves analysingRead MoreGet A Financial Life : Personal Finance898 Words   |  4 Pages Within the book, Get a Financial Life: Personal Finance in Your Twenties and Thirties, author Beth Kobliner provides plentiful knowledge to help with financial literacy. Kobliner, a journalist, author, and personal finance expert has set this book up to answer a variety of questions that aid in a better understanding of one’s financial affairs. The questions divided into different chapters cover specific financial choices an d problems people are faced with. Unquestionably, this book is useful toRead MoreA Proposal For Personal Finance1976 Words   |  8 PagesENGL 3310_48F Technical Report Writing Subject: A proposal for Personal Finance 101 to be added to the Bachelors of General Studies Degree Curriculum. The Mission Statement of Lamar University, aspires to engage and empower students with the skills and knowledge to thrive in their personal lives and chosen fields of endeavor. I believe that the course Personal Finance 101, directly respects our University’s mission. Personal Finance is defined as the financial decisions and activities of an individualRead MorePersonal Finance608 Words   |  3 PagesUnit10- Personal Finances Marc Wilks Kaplan University MM 212 Professor Heather Bullard October 3, 2015 Having an understanding of basic financial principles is essential for anyone who wants to exercise control over their personal income. Without it, how can anyone plan how to pay for next month’s bills, much less plan for retirement? I learned that a basic knowledge of financial basics is essential if I was to have any chance of being

Business and Corporations Law Woordside Energy Ltd.

Question: Discuss about the Business and Corporations Law for Woordside Energy Ltd. Answer: Introduction: Consider the following situations and indicate whether consideration is present and whether Jack has an enforceable agreement: In the present situation, Jane is the promisor and Jack is the promisee. Jane has offered the car to Jack, to which Jack has also agreed. Even when the elements of valid contract i.e. offer and acceptance are present, this situation lacks consideration. Jane has not mentioned any consideration for the promise to give Lotus Super 7 sports car to Jack. Consideration is an essential part of a contract without which the contract may be termed as void. It is pertinent for the promisor to receive some amount of consideration in return if the price. In other words, it can be said that consideration is the price paid for the promise. As per the common law, a promisee must give some consideration for the promise it receives, for such a contract to be valid and binding between the promisor and the promisee. (Caffrey, 1991) Further, in Placer Development Ltd. Commonwealth [(1969) 121 CLR 353], the court held that if either of the parties to the contract have an option to choose to which extent they should perform or if there is any ambiguity in determining consideration to be paid for the promise, then it shall not be considered as valid consideration and thus there shall not be any valid contract between the parties. Also, the promisor must specify the consideration in return of promise either directly or indirectly. The promisee cannot ponder on any aspect and consider it to be the consideration in return of the promise. It is necessary for the consideration to be legal; irrespective of it being of monetary value or non-monetary value. (Vermeesch Lindgren, 1971) Since, in the present case Jane has not determined the price for her promise i.e. to give car to Jack, this constitutes invalid consideration. Further, it cannot be said that from the circumstances of the case the consideration could be determined because Jane was going overseas so she would sell her car at market price. Consideration is not something, which promisee can ponder over and determine but it must come from the promisor. In the present case, promisor has not agreed to any price as the amount of consideration and thus there is no valid consideration. In the present case, Jane has offered to sell his car at a price of $25000, which is also the market value of this car and the same has been agreed between both the parties. The elements of offer, acceptance and consideration are clearly established between the parties. In terms of law, consideration is merely the price paid in return of the promise made to the other party. Such a price, which consists consideration must be of some value but is not always required to be monetary. Consideration also includes vesting of right, benefit or interest. (Shtein Lindgren, 1973) For consideration to be valid it must be in some form as stipulated by the promisor in favor of the promise. Consideration is the amount that the promisor asks from the promisee to fulfill the promise between them.(Clarke, 2013) The price for the car i.e. $25000 is the consideration in the present situation. This is a valid consideration since it is legal and has a distinct value in the eyes of law and is also enforceable before law. This is a real consideration agreed between the parties and thus constitutes valid and binding consideration. In the present situation, Jean has offered Jack to sell her car at $2500. This is a monetary amount, which is legal and has a value in the eyes of law. Consideration is also defined as a measure of intent between the parties, which is used in establishing legally binding obligations and rights between such parties. As long as there is a value of consideration, the courts shall not intervene and ponder over the question of adequacy of such consideration. It is pertinent for consideration to have some value but it is irrelevant of how much the value is actually. However, to this general rule of consideration, these are the following two exceptions:(Clarke, 2013) Deeds or documents under seal- where there are deeds or any documents under seal, then consideration is not mandatory to form a binding contract. Doctrine of promissory estoppel- this doctrine ensures enforcement of promises in such situations where otherwise it would be inequitable to do so. However, it is not a strict exception to consideration and thus cannot be strictly substituted in place of consideration. As mentioned above, the law is clear on the point that consideration is the price, which the promisor demands in return of the promise made. In respect to consideration, price is defined in a broad sense, which means that it is not necessary for the price to be determined in terms of monetary value. In Carlill v. Carbolic Smoke Ball Co., it was held that it is necessary that the consideration follows from the promisor and should move to the promisee. For consideration to be valid, it is integral that it should not be illegal or in a manner that seeks to violate any law in force. The consideration irrespective of what is it must be legally enforceable before the law. The nature of consideration was discussed in Chappell v. Nestle, wherein it was expressed that even if the promisor stipulates a mere peppercorn as consideration, it would be considered valid. Further, consideration must be such that has a value in the eyes of law. Consideration must exist in reality and should be capable of being transfer from the promisee to the promisor in lieu of the promise between them. Consideration cannot be any illusionary undertaking between the parties.(Fitzroy Legal Serive, 2015) It is of no significance that the market price of the car is $25000, but the consideration fixed in $2500. The price stipulated for the car by Jane is $2500 and the same is accepted by Jack. Thus, it forms valid consideration between the parties because all essential elements of consideration are present in it. In the present case, the main issue is that the buyers position to perform in the contract between the parties was weakened and the shipbuilder exerted wrongful use of economic pressure. This situation gives rise to economic duress. In lieu of devaluating currency, the shipbuilder demanded an extra price for the country or otherwise threatened to stop the work. On the other hand, the buyer has already entered into contracts on the basis of its contract with the shipbuilder and was required to deliver the tanker to other party. However, another issue in the present case is that even after delivery of tanker, the buyer failed to commence the legal action until a long period of nine months. Thus, now the main issue becomes whether buyer can claim the benefits of economic duress after a period of nine months. When one party takes the position of dominant party and therefore threatens to not perform in the contract until and unless certain economic conditions are not fulfilled then it constitutes economic duress. However, to prove such economic duress it is pertinent that the weaker party had no other option available rather than fulfilling the condition of the dominant party. In case of economic duress, the contract becomes voidable at the end of the weaker party and thus damages can be claimed by such party, which had to act under economic duress of the dominant party. (Stewart, 1984) The doctrine of economic duress states that if one party applies illegitimate pressure on the other party to perform then the contract becomes voidable. In Electrcity Generation Corporation t/as Verve Energy v. Woordside Energy Ltd. [2013] WA SCA 36, the Western Australian Court of Appeal held that refusing to supply additional gas and thereby forcing the other party indirectly to enter in short-term gas sale agreement, results into pressure and constitutes economic duress, wherein the contract shall be considered as voidable (Bant, 2014). In such situation, the party, which was forced to enter into contract, may claim damages before the court of law. Thus, it is pertinent for parties to consider the factor of economic duress along with good faith, when any variations are negotiated in respect to the contract. (Cahif Bordignon, 2013) In Maskell v. Horner and Skeate v. Beale, if an agreement is made under duress it cannot be termed as void. However, when there is a threat that the contract shall be rescinded and it leads to payment of valuable consideration then such contract becomes voidable so that it can be avoided and any amount of excess money can be recovered from the dominating party. Another significant principle of the contract law is the duty of the buyer to act immediately upon delivery in case any of the rights of the buyer are violated while fulfilling the contractual obligations. It is the utmost duty of the buyer to not delay in bringing the case of economic duress before the courts so that the contract can be deemed as voidable and therefore damages granted to the weaker party. Thus, a party who sleeps over his rights cannot claim such rights after a considerable period of time. The party, whose right is violated must act diligently towards it and should not make any delays in approaching the court of law. Further, in North Ocean Shipping v. Hyundai Construction (The Atlantic Baron) [1979] QB 705, the defendants threatened the claimants that the contract would not be completed until they are made good of the profits suffered due to devaluation of currency. Considering future obligations of the claimant with other parties in respect to the same contract, the claimant agreed to payment of additional price. However, in this case the claimants bought the issue before the courts of law after a period of eight months of the delivery of ship. Thus, the court held that the contract was voidable due to economic duress and the claimants would have a right to damages under such contract, however the claimants took long to approach the contract, this implies that they have affirmed the contract and therefore the right to rescind the contract was lost. In the current situation, the consideration demanded for continuing the contract constitutes good consideration to the amount of US3$ million. Further, the buyer had already contracted other parties in regards to the tanker, which was to be delivered by the shipbuilder. Thus, the buyer had to sell the tanker and required delivery as schedules in the original agreement between them. Here the buyer did not have any right to reject the new variation introduced by the shipbuilder and had to pay the additional consideration so as to avoid future loss of business and reputation. It can be clearly concluded that the buyer was bound by the shipbuilder and was under the economic duress to perform he additional variation in the contract. Such economic duress lead the contract to be voidable at the end of the buyer, whereby giving the option to the buyer to either rescind the contract or claim damages of additional consideration or do both these options before the court. However, it was pertine nt for the buyer to bring such action before the courts of law within a considerable period of time. Bringing action after a period of nine months does not constitute considerable period and thereby restricts the right of the buyer to enforce doctrine of economic duress in his favor. Thus, it can be finally concluded that still enforce the doctrine of economic duress, the buyer should bring strong proofs as to why and how it was disabled to approach the court within a considerable period of time and thereby explain the court the reasons as to why it took the buyer good nine months to enforce its rights. In the present situation, it would be highly difficult for the buyer to establish rights after a period of nine months and this aspect is clearly explained in the Atlantic Baron Case. However, if the buyer would have approached the court without making such delay, then it would have the right as granted under the doctrine of economic duress to recover damages suffered by paying additional consideration to the shipbuilder. References Placer Development Ltd. Commonwealth [(1969) 121 CLR 353], Carlill v. Carbolic Smoke Ball Co [1983] 1 QB 256 Chappell v. Nestle [1960] AC 87 Electrcity Generation Corporation t/as Verve Energy v. Woordside Energy Ltd. [2013] WA SCA 36 Maskell v. Horner [1915] 3 KB 106 Skeate v. Beale [1840] 11 AD E 983 North Ocean Shipping v. Hyundai Construction (The Atlantic Baron) [1979] QB 705 Bant, E., 2014. An Opportunity Saved: Duress in the High Court of Australia: Verve Energy. [Online] Available at: https://blogs.unimelb.edu.au/opinionsonhigh/2014/03/12/bant-verve-energy/ [Accessed 16 July 2016]. Caffrey, B.A., 1991. Guidebook to Contract Law in Australia. Australia: CCH Australia. Cahif, A. Bordignon, L., 2013. Australia: Economic duress: be careful how you act when you hold all the power under a contract. [Online] Available at: https://www.mondaq.com/australia/x/257210/Contract+Law/Economic+duress+be+careful+how+you+act+when+you+hold+all+the+power+under+a+contract [Accessed 16 July 2016]. Clarke, J., 2013. Consideration. [Online] Available at: https://www.australiancontractlaw.com/law/formation-consideration.html [Accessed 16 July 2016]. Clarke, J., 2013. Formation of Contract. [Online] Available at: https://www.australiancontractlaw.com/law/formation.html [Accessed 16 July 2016]. Fitzroy Legal Serive, 2015. The Law Handbook Victorias most trusted practical guide to the law since 1977. [Online] Available at: https://www.lawhandbook.org.au/07_01_02_elements_of_a_contract/ [Accessed 16 July 2016]. Shtein, B.J.L. Lindgren, K.E., 1973. An introduction to Business Law. The Law Book Company Limited. Stewart, A., 1984. Economic Duress- Legal Regulation of Commercial Pressure. Melbourne University Law Review, 14, pp.410-41. Vermeesch, R.B. Lindgren, K.E., 1971. Business Law of Australia. Butterworths.